Mortgages

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Affordability Calculator

Calculate how much you can borrow for a mortgage with our basic affordability calculator. Get an estimate of your borrowing power, helping you make informed decisions.

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How much can you borrow for your mortgage?

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you.

All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender.

You should make an appointment to receive mortgage advice which will based on your needs and circumstances'.

Your home may be repossessed if you do not keep up repayments on your mortgage

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See What Our Customers Say

We take pride in our customer service and are committed to providing you with the best possible experience. Here's what some of our customers have to say about us.

alison ashurst

3 days ago

Graham has dealt with my mortgage and life assurance for years and I’ve recommended him to friend and family. For all of us he’s done an outstanding job, you feel support in every step and he makes it as stress free as possible. He’s trustworthy reliable and genuinely cares about his clients. Thank you again for your help 😀

Anne Bennett

4 days ago

Mortgage 42 dealt with my remortgage enquiry swiftly, we made an appointment quickly and the process of onboarding information and documents to the portal was straightforward. This enabled Graham to have relevant information in advance of our meeting and provided time and opportunity to trawl the market with offers to discuss at our meeting. Graham is also fully aware of the markets, based rates and how this impacts the mortgage rates, he worked out several options depending upon the performance of the Bank of England which was extremely helpful in supporting my choice of mortgage. Mortgage finalized within a couple of days with no additional paperwork for me to complete. I would definitely recommend Mortgage 42 and Graham, excellent service and customer support and care.

Stephen Mitchell

4 days ago

"The speed and quality of service I received from Graham and Karen was absolutely mind blowing from the initial meeting,Graham had already done loads of research.Finding the right lenders for our situation and suggesting different options and companies, where others have failed these successfully found us a mortgage offer with a few hours . They are a fantastic team and I will continue to recommend Mortgage42 to anyone who will listen! You honestly don't need to look anywhere else 😁

Andrea Swales

6 days ago

Fantastic (as always!) I 100% recommend Mortgage42

Clare

19 days ago

Yet again, Graham has sorted me out with a brilliant mortgage deal and from next month, I'll be paying less than I am now, despite current world events! He really does make everything so easy and stress free. Graham takes the time to get to know you and really understand your circumstances before offering very sound and easy to understand advice. He clearly puts the time in to researching the best options before your appointment and is always so well prepared. Each time I return it's like catching up with an old friend and I feel confident that Graham will give me the best guidance then take all the hassle out of the process. Within minutes of ending the online appointment (booked by myself - maximum convenience!) I had the amazing mortgage offer approved and in place with all the documents sent to me! Can't recommend Graham and Mortgage 42 highly enough!!

Catherine

19 days ago

Highly recommended. Knowledgeable, understanding and thorough. Graham answered all my questions, allayed my worries and applied zero pressure. I cannot recommended him enough.

Tracey Hall

19 days ago

Absolutely fantastic

Joanne Liddy

22 days ago

Graham will find you the best mortgage deal. Really friendly, fast and efficient service, I’d highly recommend them.

David Morne

26 days ago

Graham and Karen are the best team and I wouldn’t use anyone else for my mortgage needs. Graham makes the whole process as easy as possible and I will continue to recommend Mortgage42 to anyone who will listen to me!

Steph Tyson

26 days ago

Graham is always fantastic and helpful. He explains everything thoroughly and Karen made sure we knew what we needed.

James Cocker

27 days ago

The speed and quality of service we have received from Graham and Karen has been absolutely outstanding. Would have no hesitation in recommending to anyone

Rebecca Wright

about 1 month ago

Fantastic support from Graham and Karen. I trust that I get the best advice and know I’m in good hands. Nothing is too much trouble.

Mason M

about 1 month ago

Once again nothing but a top level service from Graham. He makes the process very easy from start to finish.

Marc Green

about 1 month ago

Friendly and great service. Fast efficient, offering excellent advice. Highly recommend

Steve Abram

about 2 months ago

Graham and the team are a fantastic & friendly bunch, going the extra mile to really find the best deal available, in many different scenarios to get you the best mortgage.. I cannot recommend them enough, and I most certainly will be using them again in the future when this fantastic deal they got me runs out!!

Keeley West

about 2 months ago

Graham was very thorough & understanding he went out of his way to support me with the best available product. Amazing communication very well recommended.

alkistis p

about 2 months ago

Both Graham and Karen have been incredibly helpful. As a first time buyer i feel fully supported through the process- couldn't ask for more!

brian simpson

about 2 months ago

Wonderful knowledge, service and professionalism from Graham who is an absolute delight to deal with.

Roanne Jenel

about 2 months ago

Graham and Karen couldn't be any more helpful whilst sorting out our mortgage. Mortgages are/can be most stressful, trying to find the best deal you can, making sure you can afford it on a monthly basis.....so much to think about however they streamlined the whole process and make it simple and structured for us to understand. Thank you so much for your time and finding us a great deal. We will be recommending you to EVERYONE 👍 x

Michelle Turner

about 2 months ago

An easy conversation - Graham provided us with perfect advice in our mortgage query. He had full knowledge of products and rates available and gave us professional and understandable advice. We would certainly recommend his services to our friends and family members. Thank you.

5.0 rating from 167 reviews

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