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Cookie Policy

Our website uses cookies to distinguish you from other users of our website. A cookie is a small file of letters and numbers that we put on your computer. Cookies contain information that is transferred to your computer's hard drive.

Cookies

The cookies we use are 'analytical' cookies. They allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it. This helps us to improve the way our website works, for example by ensuring that users are finding what they are looking for easily.

You can find more information about the individual cookies we use and the purposes for which we use them in the table below:

NameExpirationDescription
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_gat10 minutesUsed to throttle request rate.
__utmat2 years from set/updateUsed to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmt10 minutesUsed to throttle request rate.
__utmb30 mins from set/updateUsed to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmcEnd of browser sessionNot used in ga.js. Set for interoperability with urchin.js. Historically, this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit.
__utmz6 months from set/updateStores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics.
__utmv2 years from set/updateUsed to store visitor-level custom variable data. This cookie is created when a developer uses the _setCustomVar method with a visitor level custom variable. This cookie was also used for the deprecated _setVar method. The cookie is updated every time data is sent to Google Analytics.
Eucookie1 yearUsed to record displayed cookie disclaimer notification

These cookies do not record any personally identifiable information (PII).

You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

Changes to our cookie policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our Privacy and Cookies Policy.

Important Notes on Protecting your own Data

Please be aware of cybercrime and protecting your own information online, particularly financial information. Do not send unsecure personal information over the internet. We recommend you use encryption software or provide any information to us using the online tools we provide.

Do not respond to emails asking you to pay money. Never make a payment purely in response to an email. Always call the company to validate any payment requests and check the phone number independently from the email (i.e. via a secure web site). If you receive a phone call asking for payment ensure you are satisfied the call is genuine, or else call the company back to check. We will not take responsibility if you transfer money to a fraudster in error.

Google Reviews

See What Our Customers Say

We take pride in our customer service and are committed to providing you with the best possible experience. Here's what some of our customers have to say about us.

alkistis p

alkistis p

1 day ago

Both Graham and Karen have been incredibly helpful. As a first time buyer i feel fully supported through the process- couldn't ask for more!

brian simpson

brian simpson

1 day ago

Wonderful knowledge, service and professionalism from Graham who is an absolute delight to deal with.

Roanne Jenel

Roanne Jenel

1 day ago

Graham and Karen couldn't be any more helpful whilst sorting out our mortgage. Mortgages are/can be most stressful, trying to find the best deal you can, making sure you can afford it on a monthly basis.....so much to think about however they streamlined the whole process and make it simple and structured for us to understand. Thank you so much for your time and finding us a great deal. We will be recommending you to EVERYONE 👍 x

Michelle Turner

Michelle Turner

4 days ago

An easy conversation - Graham provided us with perfect advice in our mortgage query. He had full knowledge of products and rates available and gave us professional and understandable advice. We would certainly recommend his services to our friends and family members. Thank you.

Dean Walmsley

Dean Walmsley

9 days ago

Big thank you to Graham at Mortgage42 for his services in finding us the best deal tailored to our financial circumstances. Graham is very helpful and patient. With all his experience and warm personality he is certainly the right man for the job! Well recommended.

Matthew Maddock

Matthew Maddock

16 days ago

I've known Graham for a few years and he's always been ridiculously helpful a very good and knowledgeable mortgage advisor would highly recommend

Florence Parkinson

Florence Parkinson

16 days ago

We couldn’t recommend Graham and his team enough! He is always very knowledgeable and has helped us through the process for the last 5 years. Graham has made every step very clear and has always put us at easy by answering every single question we have had!

Ben Wrigley

Ben Wrigley

17 days ago

Great service, fully understood what I wanted to achieve and got me sorted.

Helen Wade

Helen Wade

22 days ago

Highly recommend. We have been relying on Graham’s expertise since we bought our first house over 5 years ago and we now wouldn’t trust anyone else. Graham makes the process seamless, stress free and always happy to answer our many questions. Thanks Graham and also thanks to Karen for all of your help. Helen & Calum

Mick Isherwood

Mick Isherwood

22 days ago

We've known Graham for some time and he always manages to get the best deal for us. We've managed to reduce our interest and also knock 5 years off our mortgage this time. Would highly recommend Mortgage42 to anyone

Leon Shaw

Leon Shaw

22 days ago

Absolutely fantastic service from Graham and his team. Their professionalism, knowledge, and support throughout the mortgage process were second to none, making what can often be a stressful experience feel straightforward and well managed. Graham is honest, clear, and genuinely works hard to secure the best deal for you. I’m extremely grateful for all the help and would highly recommend Mortgage 42 to anyone looking for reliable and professional mortgage advice.

Evette

Evette

23 days ago

Amazing service as usual, very thorough and patient with us going above and beyond to help us. Would 100% recommend for honest help and a friendly but very professional service.

Luke Higham

Luke Higham

23 days ago

Graham and the Mortgage42 team go above and beyond every time, and they really care about your circumstances and how best to deliver. Thanks again Graham

Tracey Carter

Tracey Carter

28 days ago

Due to my existing Two Year Fixed Rate expiring shortly, I asked Graham and Karen from Mortgage42 to assist me with finding a new competitive Fixed Rate. From my enquiry email, I received contact from Graham and Karen, whom are both very friendly and knowledgeable. Anytime I thought I had an issue or didn't understand something, one of them were on hand to help and solve. I've had my meeting on WhatsApp via Zoom with Graham. The research and information collated by Mortgage42 to find the best solution for me is simply amazing and had scenarios and suggestions I hadn't even thought of. I was able to view all the evidence, so everything from Provider, to cost, to rates were upfront. We had an open and honest discussion and Graham completely understood my aims. I was asked at each point if I was happy, did I understand and did I have any questions? I cannot fault Mortgage42. They are friendly, helpful, knowledgeable, reliable, reassuring and extremely professional. I feel as though the weight of the World has been lifted from my shoulders. Thank you so much for a pain free, wonderful experience and I look forward to our next meeting.

Andy Coverdale

Andy Coverdale

about 1 month ago

Graham & Karen are and excellent team providing a great timely service. I have always used Grahams expertise when selecting the correct mortgage for my needs whatever stage of life I may be in. A trusted source of knowledge. I've recommended Mortgage 42 to anyone.

Lewis Addison

Lewis Addison

about 1 month ago

As a first time buyer, I couldn’t have asked for better support so far from Graham at Mortgage42. He’s explained everything clearly, and made sure I fully understood each step. I’d 100% recommend Graham and his wife to anyone looking for a mortgage advisor and will definitely be using them again in the future. Thanks Guys

Sarah Young

Sarah Young

about 1 month ago

Graham and Karen were incredibly helpful and understanding. I knew nothing about mortgages going into the appointment but Graham put my mind at ease and explained everything thoroughly and in language I understood. I’ll be recommending them to anyone I know wanting a mortgage going forward

tracy walker

tracy walker

about 1 month ago

Absolutely fantastic. Get us the best deals ever , so supportive and friendly .highly recommend

Liz Weldon

Liz Weldon

about 1 month ago

We’ve been supported by Graham for the past 13 years with our mortgage and financial decisions, and throughout that time we’ve always felt happy, reassured, and completely at ease. Making decisions about our future has never felt daunting, thanks to the care and clarity Graham brings. Graham and Karen truly go above and beyond, always making everything feel easy, smooth, and manageable, while being so thoughtful and understanding of our family life.

Deborah Whittle

Deborah Whittle

about 1 month ago

Graham and Karen are super helpful, this is the second time Graham has helped me.They made it very easy for me and even helped seeking out other services like solicitor, insurance etc. If you want the pain of searching for a mortgage taken away, go with Mortgage42.

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