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Cookie Policy

Our website uses cookies to distinguish you from other users of our website. A cookie is a small file of letters and numbers that we put on your computer. Cookies contain information that is transferred to your computer's hard drive.

Cookies

The cookies we use are 'analytical' cookies. They allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it. This helps us to improve the way our website works, for example by ensuring that users are finding what they are looking for easily.

You can find more information about the individual cookies we use and the purposes for which we use them in the table below:

NameExpirationDescription
_ga2 years Used to distinguish users.
_gat10 minutesUsed to throttle request rate.
__utmat2 years from set/updateUsed to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmt10 minutesUsed to throttle request rate.
__utmb30 mins from set/updateUsed to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmcEnd of browser sessionNot used in ga.js. Set for interoperability with urchin.js. Historically, this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit.
__utmz6 months from set/updateStores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics.
__utmv2 years from set/updateUsed to store visitor-level custom variable data. This cookie is created when a developer uses the _setCustomVar method with a visitor level custom variable. This cookie was also used for the deprecated _setVar method. The cookie is updated every time data is sent to Google Analytics.
Eucookie1 yearUsed to record displayed cookie disclaimer notification

These cookies do not record any personally identifiable information (PII).

You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

Changes to our cookie policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our Privacy and Cookies Policy.

Important Notes on Protecting your own Data

Please be aware of cybercrime and protecting your own information online, particularly financial information. Do not send unsecure personal information over the internet. We recommend you use encryption software or provide any information to us using the online tools we provide.

Do not respond to emails asking you to pay money. Never make a payment purely in response to an email. Always call the company to validate any payment requests and check the phone number independently from the email (i.e. via a secure web site). If you receive a phone call asking for payment ensure you are satisfied the call is genuine, or else call the company back to check. We will not take responsibility if you transfer money to a fraudster in error.

Google Reviews

See What Our Customers Say

We take pride in our customer service and are committed to providing you with the best possible experience. Here's what some of our customers have to say about us.

Bev Frost

Bev Frost

3 days ago

Absolutely amazing service from Graham and Karen and the rest of the the team at Mortgage42, saved us a fortune on our remortgage, we highly recommend you give them a try. They are truly amazing. Thankyou for everything.

HELEN MACLEOD

HELEN MACLEOD

3 days ago

Excellent, friendly and efficient. Graham and Karen deliver amazing 5 star service. Will definitely be recommending to all family and friends.

Christopher Lindsay

Christopher Lindsay

4 days ago

A beyond 5 Star Service from Mortgage42. Graham and Karen have created an efficient and easy to navigate system to provide an impeccable and personal service. I refuse to use anyone else. Thank you so much.

Charlotte Turner

Charlotte Turner

5 days ago

Great service from Graham, Karen & Ella at Mortgage 42. Would recommend to anyone looking for any mortgage/housing advice and support

Reece Creighton

Reece Creighton

9 days ago

Absolutely fantastic work yet again from Graham and his team. Couldnt be happier and would highly recommend, trouble free and not a worry in the world as we knew we were in the right hands

Harry Roper

Harry Roper

13 days ago

Tim Goodman

Tim Goodman

16 days ago

After a really awful experience with my previous mortgage advisor, a friend recommended Graham and Karen at Mortgage42 — and honestly, I’m so glad they did. From the very first conversation, this husband-and-wife team felt genuinely friendly, knowledgeable, and completely on the ball. They took the time to go through my options patiently in a way that actually made sense, and I could tell right away they knew exactly what they were doing. They were thorough, reassuring, and — maybe the most impressive part — incredibly quick to get everything moving. The contrast from my last advisor was night and day. I can’t recommend Mortgage42 enough. Graham and Karen were absolutely amazing! If you want a team who truly cares and actually gets what you wanted done, go with them.

Kimberly Wood

Kimberly Wood

18 days ago

Graham and the team are truly wonderful, he is honest and trustworthy, something you really need in a mortgage advisor. I have been using Graham for years, and always got a good deal. More recently I asked for help in freeing up some equity in one of my buy to let properties, but rather than profit from getting me a new deal, he did a quick assessment and recommended that I speak to my current provider directly to sort out a deal, I really respect his professionalism in doing that, and I will definitely be returning to him in the new year when my other deals are coming to an end. We also discussed my needs for insurance and we have agreed a plan on gene and how to address this moving forward. 5 star service from a great team!

Steven Ricketts

Steven Ricketts

23 days ago

Would always recommend Graham and Karen at Mortgage42. This is our 3rd time using Graham and the service he provides is fantastic. Graham makes the process so easy and stress free and always gets us the best deals possible. Excellent service from start to finish.

Sam

Sam

23 days ago

Highly recommend Graham and Karen at Mortgage42. We have used Graham for many years as he's the best at what he does always goes above and beyond to find the best deal.

Taylor Stanton

Taylor Stanton

24 days ago

Graham, Karen and the team have been so quick and helpful for us. Couldn’t recommend enough!

Charlotte Redding

Charlotte Redding

29 days ago

Mortgage42 is just fantastic. Graham and Karen make the whole process easy, from uploading documents to talking us through product options with great communication throughout. Graham has reduced our mortgage payments considerably all in a short and friendly appointment. We highly recommend then to all!

Andy Sprake

Andy Sprake

about 1 month ago

vickie green

vickie green

about 1 month ago

Excellent service, Karen and Graham are extremely helpful and gave me sound advice. I won’t go anywhere else, now I have found mortgage42! Highly recommend 😊

thomas ashworth

thomas ashworth

about 1 month ago

Highly recommend Graham. Very helpful and informative. 👍🏼

Hannah Ah-Chung

Hannah Ah-Chung

about 1 month ago

From start to finish, Mortgage 42 makes the whole process feel effortless. Graham and Karen are friendly, responsive, and genuinely committed to finding the very best deals out there. A special shout-out to Graham, who goes above and beyond every time. He always manages to track down the most competitive options, and he’s not only brilliant at what he does but also a genuinely nice guy to chat with. His approachable manner makes what could be a stressful experience feel straightforward and even verges on being enjoyable (!!).

ben gill

ben gill

about 1 month ago

Amazing service and fast, I can’t believe how quick everything has happened. Couldn’t recommend them enough. Big thanks to the mortgage 42 team.

Matt Golding

Matt Golding

about 1 month ago

Super friendly, incredibly reassuring, and truly made me feel at ease throughout the whole process. Graham took the time to explain everything in detail, answered all my questions, and provided personalised advice that made sense for my situation. If you're looking for an stress-free and supportive experience, I'd highly recommend speaking with mortgage42!

chris atkins

chris atkins

about 1 month ago

Mortgage 42, what can I say….. great team Graham and Karen. So helpful and incredibly good at what they do. Can’t thank them enough. Thankyou 😊

Nicola Cox

Nicola Cox

about 1 month ago

I have used Graham's morgage service and advice for a number of years now and wouldnt use anyone eles. Throughout the process he talks through all options avalible for your situation, and will take the time to go through it and explain everything to ensure you understand the product you are buying. I've been in a number of different financial situations when coming to graham and there has never been any judgement his only goal was to get me the best product for me and my family even if that ment less work and service fee for himself. Graham and Karen are always on hand to answer any questions. I would definitely recommend using Mortgage42

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